How to Offer Multibanco Payments in systeme.io
Introduction
Multibanco is Portugal’s dominant payment network: customers pay using an ATM reference, home banking, or MB WAY–compatible flows depending on how Stripe presents the method. On systeme.io, Multibanco is available through Stripe—same pattern as iDEAL and Bancontact and Klarna.
This guide expands How to offer Multibanco payments in systeme.io.
What You Need
- A systeme.io account ( plan with Stripe)
- Stripe connected to systeme.io
- Multibanco enabled in Stripe Payment methods
- Offers priced in EUR for Portuguese buyers
- A funnel with order form and Stripe enabled
Step 1: Enable Multibanco in Stripe
- Log in to the Stripe Dashboard
- Settings → Payments → Payment methods
- Find Multibanco
- Switch from Disabled to Enable
- Complete any Stripe eligibility or verification steps for Portugal/EUR
Use Live mode settings for real funnel sales; test mode for sandbox references only.
Step 2: Connect Stripe to systeme.io
- Profile → Settings → Payment gateways
- Connect Stripe ( connect guide)
- Confirm the same Stripe account where Multibanco is enabled
Step 3: Enable Multibanco on the Funnel
- Open your sales funnel
- Click Settings (funnel settings)
- Ensure Stripe is checked
- Check Multibanco (Stripe)
- Click Save
Update your order form and run a test purchase from Portugal (or Stripe test instructions) to confirm the reference appears.
Buyer Experience
- Customer selects Multibanco at Stripe checkout on your funnel
- They receive payment instructions (entity, reference, amount) to pay via ATM or online banking
- After Stripe marks the payment paid, the order completes in systeme.io Sales → Transactions
Multibanco is asynchronous—access emails may delay until payment confirms; consider grant access after first payment for mixed gateways.
Troubleshooting
Multibanco not on checkout
Not enabled in Stripe; Multibanco (Stripe) unchecked; offer not EUR; buyer outside supported flow; Stripe not on funnel.
Payment pending forever
Buyer did not complete ATM payment before reference expiry—check Stripe payment status and resend instructions if your flow allows a new attempt.
Contact systeme.io support with funnel URL and Stripe payment ID.
Frequently Asked Questions
Can I use Multibanco with PayPal on the same funnel?
Yes if both are enabled in funnel settings; Multibanco still routes through Stripe only.
Does Multibanco work for subscriptions?
Recurring billing usually needs cards or SEPA-style methods—Multibanco is best for one-time EUR purchases; verify your price plan type.
Last updated: July 11, 2026 · Based on How to offer Multibanco payments in systeme.io